Excess/Umbrella Liability

An Umbrella Liability Policy provides protection over and above your liability insurance policies (General Liability, Auto Liability, and Employers Liability), offering limits in excess of what those underlying policies provide.

Additional limits are often contractually mandated in lease agreements or grant requirements and provide protection in the event of a catastrophic claim.

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Insurance coverage is not a commodity and it is certainly not the only or the most important component in a well designed risk management program. Choose Cooley & Darling Insurance Agency to be your broker before you make the decision to buy insurance. Choose us because we’ll make sure your needs are met and your expectations exceeded.


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